WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

The Answer To Your Cash Needs

Scam Alert – Beware of impersonators, we will NEVER EVER ask for upfront payments, transfer fees or vouchers to guarantee a loan

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

Personal Loans that are Unsecured

It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.

Our Testimonial

As a full time student working two jobs to get the bills paid and still being skint all the time, having a short term loan between pay days can be useful. Used Knight Finance after a recommendation from a friend and I’m glad I did. Borrowed just under £200 and paid £212 back, no where near the interest I would have paid elsewhere. Will definitely recommend if you’re strapped for cash and know you can pay it back.
Alexia Newton

Support Worker

See How Our Competitors Compare

 

Loan amount
£200 - £1,100
Loan term
1 - 4 Months
CUSTOMERSCORES
Fast services
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Loan amount
£100 - £2,000
Loan term
1 -12 Months
CUSTOMERSCORES
Excellent
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Whats Holding You Back From an Unsecured Loan?

As mentioned above, a bank loan will be dependant on you going into a branch, a good credit score and a bank account with the supplier. This doesn’t seem like a not a fair method of ascertaining credit, that is why the lending market has moved online. We understand that it is not always someone’s fault that they have bad credit. For example, they may have had a bad divorce that has left them in debt, or an accident with an uninsured driver that has cost them a lot. Sometimes a poor credit score is a leftover result from bad decisions as a youngster. Perhaps you made a bad investment or perhaps it was just young naivety. Whatever the reason may be, a bank will see them as all the same without hesitation or consideration of your current position. It can be so frustrating to have credit refused simply because of mistakes in the past even though you may make more than enough now to pay them back on time. At KnightFinance we understand all of this and are willing to put the faith back into lending unsecured loans. We work with a lot of UK lenders that do not require a good credit score. What they will look at is your current ability to repay them based on the income from your employment. This means that you can get back on your feet and group your finance into one manageable payment. Or perhaps you just have your eye on a new vehicle or investment. With unsecured loans, the possibilities that are open to you are endless.

How It Works

There are many kinds of loans and knowing what comes into what can be a bit tricky sometimes. Unsecured loans can come in a variety of forms. These include credit cards, personal loans and student loans. These can be term loans or they can be revolving loans. A revolving loan means that the unsecured loans have a credit limit that can be reached, then once it is paid off, it can be spent again. An example of a revolving loan is a credit card. On the other hand, a term loan is where you get a lump sum and agree to pay off the amount plus the interest in equal instalments over the agreed term period. These loans are most commonly known for being secured finance such as mortgages or car loans. There are, however, unsecured loans that come into this same category. Also known as an unsecured loan would be a consolidation loan to pay off other debts that may be spread across multiple companies. All you have to do is fill out our quick and simple online form. What we then do is evaluate the application form you give us to find you the most suitable finance plan to suit your personal circumstances. Our expert team is constantly on hand to look over your application as soon as you submit it. We then look through our list of reputable UK lenders to find the company that will best satisfy your unsecured loans borrowing wants. Once we have found a lender for your unsecured loans, we will send all your details over to them and they will finish off the process. All in all, you will normally have the cash in your account in as little as an hour of submitting the form.

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.