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The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

See How Our Competitors Compare

Loan amount
£200 - £1,100
Loan term
1 - 4 Months
CUSTOMERSCORES
Fast services
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Loan amount
£100 - £2,000
Loan term
1 -12 Months
CUSTOMERSCORES
Excellent
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Cheap Loans: Getting Best Financial Alternatives

For borrowers with bad credit, getting cheap loans was never an alternative. But with the continuing advancements in technology and the consequent evolution of the lending industry, borrowers now have plenty of more affordable, more flexible, and much more secure financial solutions.

Fast unsecured loans have always been important not just to small business owners, but also to people and their families. This fact holds true even thousands of years ago, when all man needed was his basic necessities. Because loans have not only stayed popular, but increasingly so as well, the increase in demand for loans eventually caused a lot of unpaid loan accounts. Due to the fact that borrowers with unpaid loans have also significantly increased along with the incessant growing demand for these financial services, it wasn’t long before the lending industry have decided to take action. In an effort to not only curb the number of potentially unpaid loan accounts, but also to devise a system that will easily segregate those who are more creditworthy with their loans and are able to pay without any problem from borrowers who are having difficulties dealing with debt — traditional lending institutions such as banks and other similar establishments have decided to come up with a credit scoring system.

With a credit rating system provided, borrowers who either had income that fell below the minimum, or had no proof of income, were immediately given undesirable credit scores. Because of this credit scoring, borrowers with bad credit and bad credit histories were immediately rejected and disqualified from applying from traditional lending institutions or firms.

Getting Cheap Loans in the UK

Due to the credit scoring that the direct lenders had (and still have in place), borrowers had difficulties acquiring financial assistance and are left without access to immediate funds. Because they were no longer allowed to take loans from any of the standard lending firms, they often had limited options during emergency financial crises. Because of this, in times of urgent financial needs, borrowers had to resort to undesirable and often financially harmful financial resolutions. Since borrowing from family and friends isn’t always easy, borrowers were often left no other alternative but to take underground loans from unregulated lenders. And while borrowing from these institutions often allow debtors the temporary monetary assistance that they seek, the long-term consequences associated with the exceedingly high interest rates of these loan services often leave debtors in even worse financial conditions than they were in right before they entered into these underground loan agreements. Because the high interest rates often translate to much bigger payment increments, borrowers often struggle repaying these loan services. Because of this, many were left devastated, financially.

But as the number of debtors with bad credit continued to increase over the years, so did the demand for new and more flexible solutions that would address the needs of these borrowers who, later on, created an entire new market. And as the lending industry took strides to meet the financial needs of these whole new market, new and innovative financial services have soon been developed. And with the emergence of these whole new financial solutions, borrowers now have far better, more flexible, and more affordable loan options.

With the innovative loan solutions that lenders now readily offer in the lending market, there’s nothing to be worried in times of urgent financial crises.

Cheap Loans for Bad Credit

With the innovative loan solutions that debtors can easily take advantage of in the market, borrowing is now easier than ever before. While applications for the traditional loans of most traditional money lending services requires people to be falling in lines just for the them to provide their applications, applications for loans for bad credit often allow borrowers the advantage of being able to process their applications in such a way that is most convenient.

Because requests for these loans can be done entirely online, borrowers can now enjoy the convenience of being able to provide their applications anytime. Through these innovative loan solutions, debtors can now secure and submit their loan applications even at the comfort of their own homes. And since applications are completed entirely online, borrowers can now expect for the processing and approval of their applications in much shorter time. With these types of loan solutions, debtors can now expect for their applications to be processed immediately after they are submitted. Their approvals, on the other hand, can be completed within 15 to 20 minutes. And because applications are processed and approved immediately, borrowers can also expect for the lease on the exact same day that their applications were processed.

Using loans that are credit-friendly, borrowers need not present or submit additional (and often hard-to-procure) requirements. Because of these loan services, borrowing is now made fast and easy, and more secure and affordable loans are now easily available even to individuals with poor credit scores and bad payment histories.

How to Get Cheap Loans and Quick Loans

Instant loans are undeniably one of the most popular and in-demand of all the innovative loans, and for good reason. Because these loan solutions are the easiest to procure, they’re often the most popular among the debtors who are hoping to find immediate financial resolutions to pressing financial situations. Through these new loan services, borrowers now have immediate access to loan solutions in urgent situations, without having to go through the tediously difficult stages of application submissions. With the help of the latest advancements in technology and the consequent evolution of the lending industry, borrowing is now far easier and far more convenient than ever before.

Instant loans can be a great help during emergencies and urgent financial matters, especially because the processing and approval of these applications do not take long. These types of loans can be especially helpful in situations that involve unexpected expenses — such as that of urgent car repairs’ urgent home repairs, hospital bills, and other health-related expenses. With these financial services, debtors may be able to use it for other stuff, such as that of travel and other similar leisure purchases, as well as that of new home appliances and new gadgets. Through these new loan solutions, borrowers now have the convenience of being able to make purchases that — although affordable, are often hard for them to save up for.

 

 

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.