WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

See How Our Competitors Compare

Loan amount
£200 - £1,100
Loan term
1 - 4 Months
CUSTOMERSCORES
Fast services
Apply Now

Show More ▼

Loan amount
£100 - £2,000
Loan term
1 -12 Months
CUSTOMERSCORES
Excellent
Apply Now

Show More ▼

I Need a Loan Desperately

When you are in the middle of a financial emergency, you want to get a loan that would allow you to have money as quickly possible. If you need a loan desperately, you have a number of options to choose from especially when you have good credit. If your credit rating is not so impressive, it is still possible for you to obtain a loan under certain circumstances.

When I need a loan desperately…

When you need a loan desperately, you’ll find many lenders offering desperate loans that are specifically intended to provide emergency funds to those in need regardless of the credit rating or financial status. These loans can be used for any personal reason, and you don’t necessarily have to indicate the purpose.

When I need a loan desperately…

Loans that could provide cash quickly if you need a loan desperately are usually designed for people with bad credit. These people likely struggle in obtaining a loan from banks and other traditional nonbank lenders who are stricter when it comes to credit record.

Great Cash Help When I Need a Loan Desperately

Loan options when I need a loan desperately.

Every day, hundreds of people are looking for bad credit loans desperately. Fortunately, many lenders in the UK cater to different financial needs no matter the credit score is. When you need a loan desperately, it is recommended that you take out small and short-term personal loans.

When I need a loan desperately…

Small and short-terms loans are a common thing that people look for when they need a loan desperately. These loans are easy to apply for and obtain. At the same time, they’re quick and easy to repay as well. In contrast with long-term loans that take time to process because of paperwork, short-term loans do not usually require lengthy forms to fill out and documents to submit.

When I need a loan desperately…

You can get online short-term loans from direct lenders across these days without even having to leave home or wait in line. Through online, you have the best chance of getting to a direct lender quickly and getting the loan you desperately need.

Short-term loans online are probably the fastest way to get some funds if you need a loan desperately. It is the easiest way to take out a loan when you desperately need one. All you have to do is go to the lender’s website, fill out a simple bad credit loan application form, and you can have your funds within the day once you get an approval.

When I need a loan desperately…

You can borrow anywhere from £100 to £5,000. But, the amount that you are allowed to borrow depends on the lender, your financial status, and your personal circumstances. The loan terms of these loans can vary greatly, as there are many types of short-term loans. Some short-term loans are scheduled to be repaid in a one-time payment, while others are in an instalment basis.

You can also take out a secured desperate loan when you need a loan desperately. Because the loan is guaranteed, you can get an approval fast. Secured loans require you to put up any of your personal assets as the loan collateral, mostly your house or vehicle. Secured loans have lower interest rate because the loan is secured, which means it is less risky.  I do this when I need a loan desperately.

When I need a loan desperately…

On the other hand, you can apply for an unsecured loan if you are not a homeowner or if you are not willing to put any of your personal assets on the line for your debt. Unsecured loans rely on the borrower’s creditworthiness, which is based on the credit score to determine one’s likelihood to be approved. If you have good credit, you’ll get a low cost loan. On the flipside, you can expect a much higher interest rate on your loan if you have a low credit score.  I do this when I need a loan desperately.

Taking out loans when I need a loan desperately.

When you need a loan desperately, you would want instant approval cash loans, and you can find these loans online. Applying for these loans is no fuzz at all. Lenders saw the need and the increasing demand for fast and easy loans. Thus, lenders came up with these instant approval loans that are completely online for convenience and fast transaction. Online loan applications can be completed outside office or banking hours. Most lenders also offer 24-hour service.

Online loans have simple, hassle-free application process that would take only a few minutes. You’ll get instant feedback after you’ve completed and submitted your application. Funding is usually on the same day or even in just a few hours after the loan approval. I do this when I need a loan desperately.

When I need a loan desperately…

The loan cost and monthly repayments for these loans may vary from one person to another because the amount would depend on several different applicable factors. These loans can get you flexible repayment terms that are most suitable for your need. For a smaller amount, you may only need four weeks to three months to repay it, depending on the lender. If you’ll take out a slightly larger loan amount, it may be settled over six months to a year or so. I do this when I need a loan desperately.

When I need a loan desperately…

The purpose of the flexibility of the loan terms is to ensure that your payments fit comfortably into your monthly budget without having to compromise your other monthly obligations or struggle financially even more.

I Need a Loan Desperately- Helpful Tips

While you need a loan desperately and you don’t want any delay on getting your hands with extra cash, don’t be too excited and hasty in agreeing to a loan offered to you on your first inquiry. Take as much time as you can to compare the loan options available in the market, and see which one works for you.  I do this when I need a loan desperately.

When I need a loan desperately…

You also need to be caution in choosing a lender to work with. When searching for lenders, check whether the lender is authorised or not. Loan sharks hide their interest rates, fees, penalties, and other loan features. Make sure that the lender do not have any hidden charges in your loan. scammers may ask you to pay upfront fees, so do not give in right away.

The law mandates all loan lenders to be transparent to their borrowers, revealing all the relevant information before the borrowers apply for a loan. Authorised lenders have capped interest rate and fees, so you can be assured you won’t be paying more than what is legal. These lenders are also responsible enough to run an affordability and credit assessment on you to make sure you won’t lead yourself into a deeper financial problem.  I do this when I need a loan desperately.

Fast Cash Help When I Need a Loan Desperately

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.