WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

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Loan amount
£200 - £1,100
Loan term
1 - 4 Months
CUSTOMERSCORES
Fast services
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Loan amount
£100 - £2,000
Loan term
1 -12 Months
CUSTOMERSCORES
Excellent
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Fast Loans for Bad Credit UK

With the incessantly rising demands for loans and other loan services, as well as the consequent surge in the number of unpaid debts in the recent years, traditional lending institutions and firms were driven to come up with a credit scoring system that would help address such problems. Through this credit scoring system, lending firms and institutions were easily able to screen borrowers according to their financial capability. Borrowers whom the lending firms saw as financially capable of paying of their loans with little to no problem at all were easily segregated from the borrowers whom they saw as likely incapable of repaying their debts in the future. With this credit scoring system in place, individuals as well as other borrowers whose income levels do not meet what the lending firms have decided as the required acceptable minimum were automatically given poor credit scores, while the borrowers who may have missed out on some of their payments, whether repeatedly or frequently — and regardless of their reasons — automatically had records that reflected their bad payment histories. Because of this, borrowers with bad payment histories and poor credit scores were automatically precluded from securing loans from any of the legitimate lending firms and institutions.  And although this credit scoring system was of great help to the lending firms, it had effects that were proven to be extremely harmful to the borrowers’ finances in the long term. Since borrowers with poor credit scores and bad payment histories were no longer allowed to take loans from any of the legitimate lending institutions and firms, they were often left with very few, unpleasant, impractical, and even impossible alternatives in times of urgent financial crises. Although a lot of borrowers opt to sell off properties or borrow from friends and family in order to raise money, these options are not always plausible, nor are they easy. Due to this, a lot of borrowers of desperate loans tend to resort to securing loans from underground loan services in order to remedy their ongoing financial circumstances. But while these loan alternatives do allow borrowers the temporary financial relief that they need, the long term repercussions that come with these underground loan solutions often leave borrowers in even more difficult financial situations. With the excessively high interest rates that are inherent to these kinds of loan services, borrowers with poor credit often find themselves in a cycle of difficult financial circumstances.

One Great Solution with Fast Loans for Bad Credit UK

Getting Fast Loans for Bad Credit UK

As more and more borrowers with poor credit fall into similar cycles of financial predicaments, a whole new market comprised entirely of borrowers with bad credit was eventually inevitably created. And with the rising demands for more acceptable, more affordable, and much safer loan services in this newly formed market, lending firms and institutions have later on decided to come up with innovative new loan solutions. With innovative new loan services like fast loans for bad credit UK, borrowers now have more secure, more affordable, and a whole lot flexible loan options to choose from in times of urgent financial situations.Through fast loans for bad credit UK, as well as other innovative new financial solutions, borrowers now have more reliable options whenever faced with challenging financial situations. And unlike applications for many of the traditional lending firms and institutions’ conventional loans, applications procedures for innovative loan services like fast loans for bad credit do not involve having to wait in long lines for numerous hours just to submit loan applications, nor do they entail having to submit impossibly hard to secure requirements.

How to Get Fast Loans for Bad Credit UK

With the latest advancements in online security and technology, as well as the continuous evolution of the lending industry, innovative new loan services are now made easily available to borrowers with bad credit. Through fast loans for bad credit UK as well as other innovative new financial solutions, borrowers can now easily submit their loan applications without even having to leave the comfort of their very own homes. Since money loan applications can now be accomplished online, borrowers may now enjoy the convenient option of being able to submit their loan applications from anywhere, and at anytime. And because everything can now be completed entirely over the internet, loan applications can now be easily processed as soon as they are submitted. Consequently, the approvals of applications for fast loans for bad credit UK can now be completed in as little as mere minutes after the loan applications were submitted. The release of funds for approved fast loans for bad credit UK, on the other hand, can now be completed in as little as mere hours after the applications have been processed. Because of these innovative and convenient features of fast loans for bad credit UK, as well as other innovative new financial services, these benefits loan options are considered some of the best solutions to urgent financial situations. But since fast loans for bad credit UK as well other innovative new loan services are typically just small loans that borrowers are normally to repay over short payment terms, these loan solutions do not make good options in addressing more complicated financial situations. In addressing more complex financial circumstances that require bigger loans and longer payment terms, borrowers can always rely on secured loan services made especially for borrowers with bad credit.

Getting Fast Loans for Bad Credit UK from Direct Lenders

Many borrowers tend to believe that just because securing loans from the lenders directly do not necessitate paying for loan brokers’ fees, this option allows more savings. What many of them are unaware of, however, is the fact that since these loan brokers have access to lenders in different regions, they also have access to all their discounted loan services. Consequently, borrowers who secure loans through loan brokering firms actually enjoy more savings in the long term.

With Fast Loans for Bad Credit UK You Will be Debt Free

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.