WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

Personal Loans that are Unsecured

It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.

As a full time student working two jobs to get the bills paid and still being skint all the time, having a short term loan between pay days can be useful. Used Knight Finance after a recommendation from a friend and I’m glad I did. Borrowed just under £200 and paid £212 back, no where near the interest I would have paid elsewhere. Will definitely recommend if you’re strapped for cash and know you can pay it back.

Photo taken by Jonathan Chen

Alexia Newton

Support Worker

See How Our Competitors Compare

Loan amount
£200 - £1,100
Loan term
1 - 4 Months
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Loan amount
£100 - £2,000
Loan term
1 -12 Months
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Facts on Direct Lender Instalment Loans

Finding the right kind of loan can be quite complicated especially if you don’t have any idea on what kind of loan you should take. If you wish to remodel your house then a housing loan will surely help you out. Now if you wish to get cash the same day you apply for the loan itself then better find the one that will actually work best for you such as the direct lender instalment loans. With the help of this loan you will surely be able to make use of the money on the same day you apply for it such a paying those bills and buying groceries for your kids. However, make sure that you fully understand how this loan works.

The Simplicity of Instalment Loans

Direct lender instalment loans will not make your cash assistance more complicated. In fact, it will help make ends meet for you. With the help of this loan, you will be able to get the cash you need in a matter of minutes. There will be no hassle of going to the bank and fall in long lines just to get the application form you need. Through online, you can actually make the transaction of applying for this loan and even answering it at the same time. The lender will surely help you make the process less demanding and easier. Just make sure that you will find the best direct lender instalment loans online especially if this is going to be your first time.

Find The Right Instalment Lender

You will surely find tonnes of lenders online offering amazing deals and services regarding this kind of loan. Make sure that you read reviews and even comments from previous clients to help you find the best direct lender instalment loans lender. It is important that you find the right lender so as to fully obtain the benefits of this loan and avoid any issues in the future. While online make sure that you also read and fully understand the terms and condition of those lenders. Through this, you will be able to determine which lender has the best-offered interest rate and charges.

Why Are Instalment Loans So Popular?

With direct lender instalment loans, you no longer need to worry about having a bad credit line. This is the reason why more and more people favoured this loan from other loans. It is very convenient since it requires no credit line check and verification. People who have a bad credit line, no credit line and even those who are blacklisted can easily apply for this loan and get approved.

However, it is important that you have a job in order to qualify for this job. It is a must that you are capable of paying the lender back on time in order to avoid those charges. Bear in mind that with this loan you will be dealing with a high-interest rate. To avoid this discuss with your lender the best repayment plan that will suit your needs and budget. Consider this info and you will surely enjoy the benefits of this loan.

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.