WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

Personal Loans that are Unsecured

It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.

As a full time student working two jobs to get the bills paid and still being skint all the time, having a short term loan between pay days can be useful. Used Knight Finance after a recommendation from a friend and I’m glad I did. Borrowed just under £200 and paid £212 back, no where near the interest I would have paid elsewhere. Will definitely recommend if you’re strapped for cash and know you can pay it back.

Photo taken by Jonathan Chen

Alexia Newton

Support Worker

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Loan amount
£200 - £1,100
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£100 - £2,000
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How bad credit CCJ loans in the UK can help you out

Have a bad credit rating that features a County Court Judgement or CCJ? If you have, don’t worry because numerous others in the UK face the same problem. As a matter of fact, there are nearly 2,000 CCJs issued everyday all over the country according to a recent report.

In the end though, having a CCJ can be a major hindrance in taking out a loan. Most banks and traditional lending institutions will shy away from borrowers with CCJs. But nevertheless, there are still options that you can consider and they come in the form of bad credit CCJ loans.

So if you are someone who has some of the most adverse credit rating there is, you can look into CCJ loans for bad credit as viable solutions to different funding needs. What’s more, there are many other ways in which the loans can help you and your finances such as:

1. ) Help you consolidate debts

A CCJ happens when a lender goes to court to settle your unpaid debt. So if you have been issued with a CCJ, this likely means that you are struggling to keep up with your debts. Bad credit loans for CCJs can be used to cover County Court Judgment debt and any and all money that you may need to pay back.

2. ) Great alternatives to traditional loans

It’s extremely difficult and sometimes even impossible to find a bank or conventional lender who will accept your application for a loan if you have a CCJ. And it doesn’t matter if the amount of debt you were unable to pay off wasn’t that large and was a number of years past, majority of mainstream credit providers will still reject your request for funding.

If you cant secure much needed funding elsewhere, you can consider bad credit CCJ loans as solutions to your problem. Lenders who offer these kinds of loans are willing and ready to cater borrowers who have unappealing credit scores.

3. ) Can aid in the repair of your credit rating

Having a CCJ automatically means having a poor credit rating at the same time and this is the primary reason why it would be challenging for you to secure loans from traditional lenders. And if you can’t take out a loan, then there is no viable way for you to repair your credit rating and show lenders that you are now capable of handling credit.

CCJ loans for bad credit can give you the opportunity you need to put your credit rating back to where it belongs. Once you manage to complete your repayments on time and on the agreed terms and conditions, you should be able to gradually improve your credit standing.

With that being said, you might want to look into bad credit CCJ loans if you find yourself having problems in obtaining traditional funding. Regardless of your current credit history, there are a number of lenders who will accept your loan request in the UK today.

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.