WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

Personal Loans that are Unsecured

It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.

As a full time student working two jobs to get the bills paid and still being skint all the time, having a short term loan between pay days can be useful. Used Knight Finance after a recommendation from a friend and I’m glad I did. Borrowed just under £200 and paid £212 back, no where near the interest I would have paid elsewhere. Will definitely recommend if you’re strapped for cash and know you can pay it back.

Photo taken by Jonathan Chen

Alexia Newton

Support Worker

See How Our Competitors Compare

Loan amount
£200 - £1,100
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1 - 4 Months
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Loan amount
£100 - £2,000
Loan term
1 -12 Months
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Obtaining payday loans with Cc in the UK

In the UK, there are countless people who find themselves trapped in uncontrolled debt. Among the numerous credit problems that you can get into in the country today, a County Court Judgement is the worst. If you have this kind of debt issue recorded in your credit file, good luck applying for a loan from a bank or conventional credit provider as you will surely be rejected. Your best bet however, would be to apply for payday loans with Cc especially if the amount of borrowing you are looking for is not that large.

Payday Loans for people with Cc

With payday loans for Cc, you simply borrow money and pay it back the next month or a bit longer, depending on your present circumstances. This means that you don’t need to enter into a debt agreement that can drag on for years.

The short-term loans are superb options for people with adverse credit ratings and borrowers who have been denied of credit by banks and mainstream lenders. This is because payday loan providers are focused only on your ability to pay back the money that you borrowed and not on your past credit dealings.

Ideal for small borrowing amounts

Securing small amounts of borrowing in an instant is easier said than done. Banks are typically more interested in lending large amounts of credit, which is almost always more than what you need for the moment, and not so much if the loan being requested is only for a few hundred pounds. And with a large loan, it would also mean maintaining hefty interest rate payments.

What’s more, you will find it impossible to obtain a large loan without the right security in place if you have bad credit. Often this entails offering a guarantor or collateral as assurance that the money they lend you will be paid back. Payday loans with Cc however, do not require any kind of security which means you can easily apply for them anytime you find yourself in an emergency situation that demands quick funding.

Perfect for Emergency Funding

Even people with bad credit histories and Cc will still require funding from time to time and if they cant turn to banks for a loan, where else can they go? This is where payday loans with Cc come in to fill in the void left by mainstream lenders in the UK. So if you find yourself being denied by banks, you can turn to payday loan lenders for immediate funding.

And the best part is, applying for the loans would only take minutes of your time with few and basic requirements to meet. You don’t need to have a stellar credit rating to become approved as well since having a steady source of income is the prime factor in getting accepted. And once your application becomes approved by the lender, the money will be deposited into you bank account in a matter of hours! This kind of quick and easy processing makes them extremely ideal for emergency funding needs!

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.