WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

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£200 - £1,100
Loan term
1 - 4 Months
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£100 - £2,000
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1 -12 Months
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Loans For Students

Aside from school-related matters, most college students are having a hard time paying for their education fees. While there are scholarships and award caps provided for some students, it is barely enough to cover all expenses. Luckily, there are private loans that act as an alternative to federal student loans or grants. It works almost the same as the traditional loans; however, its preconditions are somehow lenient. To apply, the college student should provide sufficient proof of enrollment to the lender. Once approved, you may use it to finance any education-related expenses as well as your previous school fees.

Student With No Credit? No Problem

Loans for students are one of the best alternatives when banks and traditional lenders are turning you down. As long as you can provide a guarantor or a cosigner, you can increase your chance of getting approved. This is a good thing because it also indicates a lower interest loan and a higher loan amount. Having a bad credit or no credit history at all is not an issue; however, you need to satisfy the lender’s prerequisites as well as your capability to settle the loan.

Private loans, or private student loans, can be used to finance a tuition. It is also beneficial when you need money to pay for any expenses that come along when you’re studying. Unlike other student loans, you can borrow as much or as little as you like, as long as it will be used to cover the expenses you have in your university. Just be sure to evaluate your financial capability first and avoid borrowing more than what you can afford.

The amount you can borrow as little as £500 up to £10,000, depending on the lender’s terms and conditions. Another advantage of private student loans is its speed. Unlike federal loans that takes time, loans for students can be acquired in just a few days. Moreover, the application process is very simple; it can be done over the phone or by simply visiting a website.

What If You’re Not A Full-Time Student

Private loans are available for all students, regardless if you’re just taking a few courses. Even if you’re not a full-time student, you are still qualified to obtain a private loan which you can use to finance your expenditures. However, not all loan providers will consider your situation; therefore, you should look for a lender who will accommodate your request whether you’re studying on a full-time, part-time, or half-time basis.

Even non-UK students can apply for the loan as long as they can provide a cosigner who is a legitimate UK resident. The loan is ideal for undergraduate students, medical students, law students, or continuing education students. However, you still need to meet a few criteria to be eligible, such as:

– Creditworthy candidate with a creditworthy co-signer
–  UK citizen, or an international student with an eligible UK co-signer
– At least 18 years old and above
– Enrollment verification
– School attendance
– Income verification
– Employment status if applicable

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.