WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

Personal Loans that are Unsecured

It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.

As a full time student working two jobs to get the bills paid and still being skint all the time, having a short term loan between pay days can be useful. Used Knight Finance after a recommendation from a friend and I’m glad I did. Borrowed just under £200 and paid £212 back, no where near the interest I would have paid elsewhere. Will definitely recommend if you’re strapped for cash and know you can pay it back.

Photo taken by Jonathan Chen

Alexia Newton

Support Worker

See How Our Competitors Compare

Loan amount
£200 - £1,100
Loan term
1 - 4 Months
CUSTOMERSCORES
Fast services
Apply Now

Show More ▼

Loan amount
£100 - £2,000
Loan term
1 -12 Months
CUSTOMERSCORES
Excellent
Apply Now

Show More ▼

Benefits of Long Term Loans for Bad Credit Direct Lenders UK

There is nothing more frustrating than to see those unpaid bills or to deal with emergencies. Though you can always borrow from a friend or a relative, it is still important that you find and apply another effective method that will provide you immediate cash assistance. Good thing there are now loans which you can choose from and get cash assistance such as the long term loans for bad credit direct lenders UK. Through this loan, you will be able to apply for it without complicated requirements and such. But if this is going to be your first time then make sure that you fully understand how this loan actually works.

Why are Long Term Loans for Bad Credit Direct Lenders UK Favoured by so many?

If you are tired of those unpaid bills then choosing long term loans for bad credit direct lenders UK will be your best bet ever. It will surely provide you cash assistance without those complex requirements. You will no longer need to go to the bank and fall in long lines. With long term loans for bad credit direct lenders UK you only need to go online. You will find the form at the lender’s site and from there you will be able to answer it with your basic details. Once you are done with it don’t forget those other basic requirements such as your ID card with social security number, email address, residential number and a copy of your latest bank account. It is important that you are 18 years old and above in order to qualify for this low cost loan and you must also have a job.

Anyone can Apply for Bad Credit Loans

With long term loans for bad credit direct lenders UK, you no longer need to worry about having no credit line. People who also have a bad credit line and blacklisted are welcome to apply for this loan and get approval. The only catch here is that you must be employed to be able to pay the loan on time. Though the long term loans for bad credit direct lenders UK may be easy to acquire, expect it to have high interest rate. So as to avoid further issues, in the long run, make sure that you pay the lender on time. If you are unsure about their offered repayment plan, see to it that you discuss it with your chosen lender. Make sure to fully understand their repayment plan so as to fully gain its benefits. Since you are going to do the transaction online then make sure that you do some research regarding long term loans for bad credit direct lenders UK especially if this is going to be your first time. See to it that you read reviews and articles regarding long term loans for bad credit direct lenders UK so as to understand its mechanics and if this loan will actually provide the assistance you need regarding your cash problems. Consider this and you will surely find the best lender online.

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.