Warning: Late repayment can cause you serious money problems. For help, go to MONEYADVICESERVICE.ORG.UK
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The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

Personal Loans that are Unsecured

It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.

As a full time student working two jobs to get the bills paid and still being skint all the time, having a short term loan between pay days can be useful. Used Knight Finance after a recommendation from a friend and I’m glad I did. Borrowed just under £200 and paid £212 back, no where near the interest I would have paid elsewhere. Will definitely recommend if you’re strapped for cash and know you can pay it back.

Photo taken by Jonathan Chen

Alexia Newton

Support Worker

See How Our Competitors Compare

Loan amount
£200 - £1,100
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Benefits of Long Term Loans for Bad Credit Direct Lenders UK

There is nothing more frustrating than to see those unsettled bills or to deal with emergencies. Though you can always borrow from a friend or a relative, it is still important that you find and apply another effective method that will provide you immediate cash assistance. Good thing is there are already loans that you can choose from and get cash assistance such as the long term loans for bad credit. Through this payday loan, you can apply for it without tedious requirements. But if it’s the first time, time then you really need to completely understand how this loan actually works.

Why are Long Term Loans for Bad Credit Favored by so many?

If you already got tired and sick of those bills that are not settled yet, then long term loans for bad credit will always be the right choice ever. It will absolutely provide you money assistance without worrying to submit several papers or requirements. You won’t need to visit the actual bank location and waste your time falling in line. With long term loans for bad credit you just need to execute it online.

Once you found your best choice of loan provider, what will likely happen is for you to share your basic information and put it on the application form provided at the online lender’s website. Other than that, you’ll also required to share basic requirements like SSN ID, residential phone number and address, active email address, a latest audited financial statement from your bank. Online lenders mandate their applications to be 18 years old or older to get a chance of getting approved for a low cost loan.

Everyone Can Apply for Bad Credit Loans

With long term loans for bad credit , you don’t need to be concerned about possessing no credit score line. Individuals who also got a bad credit score line and who are blacklisted are still accommodated for this payday loan and even get fast approval. Please that you must be regularly employed so you can pay the lender on time. Only loans may be very accessible, but please keep in mind that it could also have a high interest on the repayment time. To avoid unwanted issues, in the long run, ensure to pay the lender very responsibly. If you are hesitant about getting their offers, you can directly tell it to the lender so they can provide you other financial plans that will suite to your needs. Understand their financial plans and policy to get the most of the benefits.

Since you are going to do the transaction online then make sure that you do some research regarding long term loans for bad credit especially if this is going to be your first time. See to it that you read reviews and articles regarding long term loans for bad credit so as to understand its mechanics and if this loan will actually provide the assistance you need regarding your cash problems. Consider this and you will surely find the best lender online.

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.