WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

Personal Loans that are Unsecured

It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.

As a full time student working two jobs to get the bills paid and still being skint all the time, having a short term loan between pay days can be useful. Used Knight Finance after a recommendation from a friend and I’m glad I did. Borrowed just under £200 and paid £212 back, no where near the interest I would have paid elsewhere. Will definitely recommend if you’re strapped for cash and know you can pay it back.

Photo taken by Jonathan Chen

Alexia Newton

Support Worker

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Understanding Payday Loans Direct Lender Only

I know that it is so difficult to come up short on money particularly when you have unpaid bills which you have to be payed next week. Individuals who are depending on their monthly paychecks alone really manage this situation under all circumstances. It’s fortunate there are now loans offered by loaning organisations that could give quick money help, for example, payday loans direct lender only. Through this advance, you will without a doubt have capacity to manage those trade issues out in no time. However, ensure that you completely see how this advance really functions.

In an event that you wish to get an advance, however, has an awful credit line then you will doubtlessly discover payday loans direct lender only especially valuable. It is really for those individuals who have a bad credit line, no credit line and even individuals who are now blacklisted. This is the motivation behind why it is a standout amongst the most supported loans today. You can apply for this advance regardless of any possibility that you have credit line issues. Just ensures that you have a job and is capable of paying the lender back on time.

What To Expect From Payday Loan Terms

While online ensure that you read and completely comprehend their terms and condition. This is specific area wherein you will discover their offered financing cost and different charges. In an event that you are as yet searching for best lender of such sort of advance then ensure that you never skip this part. It will really help you compare it with other lenders’ offer. This will doubtlessly help you figure out which one will give you the best advantage from the payday loans direct lender only. It will likewise be helpful to talk about their offered repayment plan so you could settle on a decision which one will give you an advantageous method for paying them back on time.

What You Need To Get Payday Loans Direct From Lender

Another thing about the payday loans direct lender only is that you will no longer need to go to a bank and stand in line. From start to finish the exchange will be done on online. You just need to fill out your personal details including income and expenditure, in some cases it maybe be asked for you to provide most recent bank statement. Through this, lender will decide whether you are fit for paying them back on time or not. You likewise should be no less than 18 years of age or above. After applying for this advance you just need to wait for a few minutes and on that same day, you will get the endorsement and money you require.

Finding payday loans direct lender only lender can be very precarious particularly on an off chance that you a beginner. It will help a considerable measure to do some research with respect to the payday loans direct lender only. Try to consider those audits and articles with respect to payday loans direct lender only to completely comprehend the full mechanics of this advance.

How To Apply?

Applying for a bad credit loan couldn’t be easier you simple go over to the instant loan application form and fill out all required details we shall review your application and send it to the payday lenders only if that’s suits your enquiry or over to the direct lenders only whatever fits your loan requirements the best, On occasion a 15 minute loans direct from the lenders is possible but it depends on your personal circumstances.

People often ask if there loans can come in form of cash well this can kind of happen but the cash will be placed into your personal bank account directly rather than cash being placed in your hand this obviously makes it a more instant transaction for you. This type of finance is often seen as the quickest route to cash out there but this and a fact most people who use these loans have bad credit may reflect in higher than normal interest rates. This is something to be very aware of when applying for any 15 minute loan products.

Once you have filled out your personal details advised if you have poor or bad credit need a 15 min loan or a larger amount spread over a longer term the details will be sent straight to the lenders directly most lenders make a quick decision and ping back you a live response we will show you lenders that best suits your needs.

How Much Can I Borrow?

Borrowing amounts do really depend on your credit history those with a poor or bad credit history are more likely to be lent smaller amounts. That being said we do take loan applications of up to 25k spread over 60 months so if that is something you can afford to repay then feel free to apply direct lender will be the ones that make it final, we do deal with direct lenders only to make the process of getting a bad credit loan a lot more efficient.

Responsible Payday Loans

Getting a loan that suits your needs and is lent to you in a Responsible manner is very important to us we make sure all direct lenders we use have the right process in place to not lend cash that will put anyone in a financial hole.

What is the difference between a direct lender loans and a loan from a broker.

Direct lender only loans ie you have gone direct to the cash lender themselves will be the same as most loans you get using a broker. The real difference is loan brokers use a wide range of lenders.
This allows you to get a much better accept rate because rather than the lender looking at there personal criteria the brokers system will look at the wider picture and look to find the best lender to suit your particular circumstances.
Online Applications – Our system is designed to contact and find best cash lenders directly the whole aim is to get you a quick loan that suits you best, rather than lenders contacting you asking for id and bank statements its all done directly on the online application form.

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Getting Payday Loans from Direct Lenders Only

As traditional lending firms and institutions try to keep up with the rising demands for loans and other loan services as well as the consequent increasing number of unpaid debts of the borrowers, a credit scoring system was later on designed and devised especially to address such problems. Under this credit scoring system, borrowers are easily segregated according to the standards set by the lending firms. The borrowers whom the lending institutions believed to be unlikely to be financially capable of repaying their loans in the future were easily segregated from the borrowers whom the lending institutions believed to be capable of paying their debts with little to no problem at all.

With the same credit scoring system in place, individuals and other borrowers whose income levels do not meet what the lending firms have decided as the allowable minimum were automatically given poor credit scores, while borrowers who failed to make their regular payments either frequently or repeatedly automatically had records that showed their bad payment histories. Because of this, borrowers with records of bad payment history and poor credit scores were automatically disqualified from procuring any types of loans from any of the traditional and standard lending institutions and firms. Consequently, this meant that whenever they were faced with urgent financial crises, they were left to choose between very few and often impractical alternatives.

Since borrowers are often only left to either borrow funds from their friends and family, or sell off their personal properties in order to raise money, a lot of them opt to secure underground loans from illegally lending individuals and firms instead. But although this option does allow desperate borrowers that short-term financial relief that they urgently need, the excessively high interest rates that are inarguably inherent to these types of lending system often leave many in a seemingly endless cycle of even more difficult financial circumstances.

Getting Payday Loans from Direct Lender for Bad Credit

As more and more borrowers with bad credit found themselves in similar cycles of unwanted financial crises, a whole new market comprised entirely of borrowers with poor credit was somehow eventually created. And with the growing demands for much more secure and much more affordable loan services consistently rose in the said newly formed market, lending firms have later on decided to come up with innovative new loan services. With innovative new financial services like payday loans from direct lender for bad credit, borrowers now finally have easy access to much better loan services, which they can rely on in times of urgent financial crises. Through payday loans from direct lender for bad credit, borrowers now have much better financial alternatives. And unlike procedures in applications for many of the conventional loans that are generally being offered in traditional lending institutions and firms, applications involved in innovative new loan services like payday loans from direct lender for bad credit have been made far less complicated.

How to Get 15 Minute Loans from Direct Lenders

With innovative new loan solutions like 15 minute loans from direct lenders as well as payday loans from direct lender for bad credit, borrowers can now submit their loan applications without even needing to leave the comfort of their own homes. Through the continuing evolution of the lending industry, as well as the latest developments in online security, borrowers may now easily complete their loan applications online, which means they can easily submit them even from anywhere, and at any given time. And since loan applications can now be easily completed over the internet, borrowers may now reasonably expect for their applications to be processed as soon as they are submitted. Consequently, approval of applications for 15 minutes loans from direct lenders, as well as payday loans from direct lenders for bad credit, can now be completed in as fast as just minutes after these applications have been submitted. The release of corresponding funds for approved 15 minute loans from direct lenders, on the other hand, may now be completed in as little as just a few minutes after the applications have been processed.

Due to these highly advantageous features of 15 minute loans from direct lenders, as well as payday loans from direct lender for bad credit, these loan services are considered some of the best options in addressing urgent financial circumstances. But because 15 minute loans from direct lenders as well as payday loans from direct lender for bad credit are actually small loans that are normally arranged for borrowers to repay over short payment terms, these types of  loan solutions are not considered good options when it comes to addressing more complicated financial problems. In addressing more complex financial situations that require loans in higher amounts that allow much longer payment terms, borrowers are better off procuring secured loans, which allow bigger loans in far much longer payment terms.

About Getting Quick Payday Loans

Borrowers often mistakenly believe that just because taking loans from the lenders directly do not involve paying for loan brokers’ fees, it automatically follows that this loan option provides them with more benefits and therefore allows much more savings. What these borrowers often fail to recognise, however, is the fact that because these loan brokers necessarily maintain a network of connections to many various lenders across many various regions in order to further the interest of their business, it also follows that they have unrestricted access to all these lenders’ various discounted lending services. And while borrowers may save a small amount by  not having to pay for the fees of loan brokering firms, those who opt to secure loans through the services of loan brokers actually enjoy far much more savings and so much more benefits, especially in the long term. And because loan brokering firms provide their clients with extensive financial advise and assistance, borrowers who choose to acquire loans through loan brokering firms are actually guaranteed the best loan solutions according to their ongoing unique financial conditions.

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

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Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

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Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

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All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.