WARNING: LATE REPAYMENT CAN CAUSE YOU SERIOUS MONEY PROBLEMS. RATES FROM 45.3% APR TO 1575% APR FOR HELP, GO TO MONEYADVICESERVICE.ORG.UK

The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

Personal Loans that are Unsecured

It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.

As a full time student working two jobs to get the bills paid and still being skint all the time, having a short term loan between pay days can be useful. Used Knight Finance after a recommendation from a friend and I’m glad I did. Borrowed just under £200 and paid £212 back, no where near the interest I would have paid elsewhere. Will definitely recommend if you’re strapped for cash and know you can pay it back.

Photo taken by Jonathan Chen

Alexia Newton

Support Worker

See How Our Competitors Compare

Loan amount
£200 - £1,100
Loan term
1 - 4 Months
CUSTOMERSCORES
Fast services
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Loan amount
£100 - £2,000
Loan term
1 -12 Months
CUSTOMERSCORES
Excellent
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Cash Float Loans

With the increasing dependence of households and businesses on loans and other loan services, the consequent rise in the demands for loans and the subsequent surge in the number of unpaid accounts have prompted traditional lending firms and institutions to come up with resolutions that would help address and prevent similar problems in the long term. As a result, a credit scoring system was created and designed to work towards these ends. Under this credit scoring system, lending institutions were easily able to classify borrowers according to their finances. The borrowers whom the lending firms believed to be unlikely financially capable of repaying their loans in the future were consequently segregated from the borrowers whom they perceived to be likely to be financially able to pay off their loans with little to no problem at all. With this credit scoring system in place, individuals as well as other borrowers whose income levels do not meet what the lending institutions have required as the acceptable minimum were automatically given poor credit scores, while the borrowers who either frequently or repeatedly failed to make their regular payments automatically had records that reflected their bad payment histories. As a result, borrowers with poor credit scores and bad payment histories were automatically precluded from acquiring any types of loans from any of the standard lending firms and institutions.

This credit scoring system, while it was proven to be highly effective and extremely useful to the lending firms, proved to have detrimental effects to the borrowers’ finances particularly in the long term. Since borrowers with poor credit were no longer qualified to procure loans from any of the legitimate lending firms ad institutions, they were often left with very little and often impractical or unacceptable choices in times of urgent financial crises. While a lot of borrowers tend to sell properties or ask friends and family in order to raise money, these options may not always be readily available, nor are they always easy. Due to this, borrowers stuck in bad credit circumstances often settle for weekend payday loans direct lenders services. And while these kinds of loan alternatives do allow the borrowers temporary financial relief, the long term consequences that almost always comes with these types of loan services often leave borrowers in even more difficult financial circumstances. Because of the exceedingly high interest rates that are inherent to underground loan services, a lot of borrowers mostly find themselves in a cycle of difficult financial circumstances.

The Solution Offered by Cash Float Loans

Getting Cash Float Loans for Bad Credit

With the increasing number of borrowers with poor credit that were left to deal with similar cycles of difficult financial circumstances, an entire new market comprised solely of borrowers with bad credit was eventually created. And with the consistent surge of demands for more affordable, more secure, and more flexible loan services, lending firms and institutions have later on developed innovative new financial services. With innovative new loan solutions like cash float loans, borrowers now finally have easy access to more flexible, more secure, and much more affordable loan solutions in times of urgent financial situations. Through Saturday cash float loans and other innovative new loan solutions, borrowers now have more financial options to rely on in times of challenging financial situations. And unlike many of the conventional loans that are normally being offered in traditional lending firms and institutions, applications for cash float loans as well as other innovative financial solutions entail much faster and less complicated transactions. With cash float loans and other innovative new loans, borrowers need not have to worry about impossibly difficult to secure requirements’ submission.

How to Get Cash Float Loans for Bad Credit

With the continuing evolution of the instant lending industry, coupled with the latest advancements in online security and technology, innovative new loan solutions have finally been made readily available to borrowers despite their bad credit situations. Through cash float loans as well as other innovative financial options, borrowers no longer have to leave the comfort of their own homes in order to submit their loan applications. Because loan applications can now be completed entirely online, borrowers can now easily opt to submit their applications from anywhere and at any given time. And since everything can now be accomplished over the internet, loan applications may now be processed immediately after they are submitted. Because of this, approvals of applications for cash float loans as well as other similar loan solutions can now be completed in as little as minutes after they have been processed. The release of funds for approved cash float loans, on the other hand, may now be accomplished in as little as hours after the loan applications were submitted. Because of these highly useful and convenient features of cash float loans as well as other innovative new loan options, these loan solutions are considered good options in addressing urgent financial conditions. But since cash float loans and other similar innovative new loan solutions are generally only small loans that borrowers are typically to pay over short payment terms, these loan services do not make good alternatives in addressing more complex financial crises. In addressing more complicated financial conditions that require bigger loans and far much longer payment terms, borrowers can always rely on secured payday weekend services, which allows loans in much higher amounts and a lot longer payment terms.

Getting Cash Float Loans from Direct Lenders

Many borrowers tend to believe that because in securing loans from the lenders directly they are not necessitated to pay for loan brokers’ fees, it only follows that through this option, they receive more savings. What a lot of borrowers do not realise, however, is that since loan brokers maintain a network of connections to various lenders across numerous regions, they consequently have unrestricted access to all these lenders’ discounted lending services. Because of this, borrowers who choose to secure loans through the services of loan brokering firms actually enjoy so much more savings and far more benefits especially in the long term.

Assurance Provided by The Cash Float Loans

5 most recent personal loan reviews

Review of Colonial Second Charge Loans

I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.

Review posted by Mary Hartnoll, Canterbury

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Review of Together

As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.

Review posted by Susan Mills, Darlington

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Review of Shawbrook Bank

Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.

Review posted by John Marcus, Surrey

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All reviews have been sourced from the UK Trust Pilot to certify authenticity.

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.