Warning: Late repayment can cause you serious money problems. For help, go to MONEYADVICESERVICE.ORG.UK
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The Answer To Your Cash Needs

Representative 277.5% APR

Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances

Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.

The Great Things About KnightFinance

Super Fast Process

You could get money directly into your account after just a 15 minutes application.

Affordable Finance

Get the cash you need without the usual high costs, because of our wide range of lenders.

Low Interest Rates

Compare lenders to make sure that you get the lowest possible rates.

Unsecured loans

There’s no need to put any collateral against your credit, all our loans are unsecured.

Personal Loans that are Unsecured

It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.

Instant Weekend Payday Loans

You might be wondering – when did lenders start offering instant weekend payday loans? It all started when lending companies saw an increasing number of unpaid loans. Sure, the demand for loans was also on the rise. But it barely mattered if most borrowers were either defaulting on their loans or not completely repaying them. Naturally, this resulted in huge losses, even bankruptcy for some.

Lending firms had to devise a strategy that would help them avoid losses and possible bankruptcy. After all, they were first and foremost a business. They ingeniously came up with the credit scoring system which essentially helps them separate qualified from unqualified borrowers – at least, according to their standards.

Credit scoring enabled lenders to rate borrowers based on several factors. If a person received a monthly income which fell short of the minimum requirement set by lenders, has previously defaulted on loans, or has a record of late bills and/or loan repayments, he/she was given a “bad” credit score. But if a person had an income level which either met or surpassed the minimum required, and has never missed paying bills and loans on time, then they get a “good” credit score.

The score determined whether borrowers had the financial capacity to actually afford a loan. People with good credit were considered capable enough, and so they were allowed to take out loans. However, people with bad credit were viewed to be not as financially able. Because they were less likely to complete loan repayments without any issue, traditional loan lenders denied their applications so they could minimize their risks.

Credit scoring proved to be very useful for lenders. But we have to admit that it only protected their best interest. While they enjoyed bigger returns, the finances of people with bad credit saw no improvement. In fact, they only suffered more now. By being denied loans they normally had access to, borrowers now had limited options each time they found themselves in sudden need of cash.

Some of them feel like there’s no other way for them to obtain funding. Perhaps out of desperation, they try to auction off valuable properties such as their home, car, or precious jewelry. Others attempt to loan from their loved ones, although it’s not certain if they can lend enough or any cash at all. Both are impractical ways of obtaining money for emergencies.

In a worst-case scenario, a borrower with bad credit would take out loans from underground lending companies. These loans can certainly sustain your needs, but this positive effect is only temporary. What these shady lenders don’t tell you is that they have extremely high interest rates and fees. If you missed even just one repayment, the total cost of the loan is going to shoot up. The long-term effects of these underground loans are going to be detrimental to the borrower’s and possibly leave them in deeper financial difficulty.

With Instant Weekend Payday Loans You Can Say Goodbye to Debts

I Have Bad Credit, So Where Can I Get A Bank Loan?

Banks are just one of many lending institutions that provide financial products. Thanks to the constantly evolving loan market and recent advancements on the internet and technology in general, a new breed of lenders have risen.

These modern lenders are far more welcoming than older lending firms like banks and credit unions. Among their offerings for bad credit are instant weekend cash loans. This product, together with bad credit loans, have the combined benefits of being safe and affordable loans with effortless application. Borrowers with less-than-ideal credit scores can depend on them during times of sudden financial need.

The loans typically offered by conventional lenders require borrowers to undergo a lengthy process. But with bad credit loans such as instant weekend cash loans, you no longer have to go through the hassle of visiting a bank, falling in line, and waiting for days (or weeks!) just to get approved. You can easily apply for an instant weekend cash loan online, and spare no more than a few minutes to complete your loan request, submit documents, and wait for approval. Your requested funds will show up in your bank account in just hours.

How To Obtain Instant Weekend Cash Loans For Bad Credit

As a modern offering that distinguishes itself from conventional bank loans, you can expect that getting an instant weekend cash loan and other bad credit loans is going to be much easier. Thanks to the internet and mobile devices that could seamlessly connect to it, you can request for loans at the comfort of your own house. Designed to be readily available, these online loans can be completed anywhere and anytime – from the time you apply for one, to the moment you wait for approval.

The availability of loans online also mean that the approval process is more superior than that of standard loans. Within minutes you’d be able to get an answer from the lender as to whether or not your loan request was accepted. If your loan gets approved (and it will even with bad credit), fund transfer takes no more than a couple of hours.

If we consider the speed at which instant payday weekend loans are processed, it’s no surprise that borrowers swear by their viability as loan options for quick funding, especially when they desperately need the cash but have bad credit standing in their way. It must be taken note, however, that like any bad credit loan, you can only expect a small amount and a short repayment term. If you are looking to get a larger loan with longer repayment terms, or if you need funding for a complex financial situation, then what you need is a secured loan that necessitates collateral.

Is It Really Cheaper To Get An Instant Weekend Cash Loan From A Direct Lender?

Not really. It’s more of a myth to think that a direct lender will save you more money than if you worked with a loan broker. The truth is that getting a loan broker (in spite of their fees) will help you cut costs. How is this possible when loan brokers charge additional fees? Well it’s not as simple as it appears

Lending firms don’t offer discounts, especially to borrowers with bad credit. But if hired the services of a loan broker and they recommend you to a lender they know, they would gladly give you that discount by virtue of affiliation. On top of this discount, a loan broker can also help you find the best deal – so you end up saving more even if you pay the brokerage fees.

No Need to Borrow Cash from Your Friend with Instant Weekend Payday Loans