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Personal Loans that are Unsecured
It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.
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Borrow £500 for 4 Months, Four Monthly Repayments of £215.81 Total repayment £863.24 Interest Rate PA (fixed) 270.10% Representative APR 997%
Unexpected bills, car and home repairs, and other emergency expenses can happen anytime at any given day including the weekend. If you find yourself in need of extra funding on a Saturday or Sunday because of unforeseen costs or because weekends are the only days that you can conveniently take out a loan, then weekend cash loans may be able to help.
But what are these types of weekend payday loans direct lenders anyway and how can they help you in your unique funding needs and circumstances? Below, we will tackle every important aspect and more about weekend cash loans.
What are Weekend cash Loans?
Weekend cash loans are convenient forms of payday loans that allow you to quickly and easily secure funding during the weekends when most banks, credit unions, and other lenders are normally closed for business.
The types of borrowing are typically offered in small amounts from £200-£2000 with short repayment terms, from a month to several months but almost always less than a year. And because they are very accessible, with few and basic requirements, and have very quick processing times, the financial products are the best solutions to a myriad of financial emergencies.
Depending on your needs and present circumstances, some of the weekend cash loans online that you can access in the UK can come in the form of:
- Payday Loans
- Short-term installment loans
- Doorstep Loans
- Small online loans
In addition, the loans are generally tailored to a borrower’s unique needs and present circumstances. If you have bad credit, you can still secure much needed funding on a weekend as long as you meet the basic eligibility requirements.
Features of Weekend cash Loans
Now if you are considering taking out weekend cash loans, there are things that you might want to know about them first so you can come to the conclusion that they are indeed the ideal financing options for you. You can begin by examining its basic features which include:
- ) Quick access to funding
Weekend cash loans are free from any of those tedious steps that normally come in applying for bank loans. There are normally no paperwork and lengthy documentation involved and you don’t need to come personally to a nearby branch to apply. In fact, you can apply online and complete an application form in just less than 15 minutes. Once you submit it, you can receive an approval in a few minutes after. You can then have the money that you availed for in the same day! It’s that fast and simple!
- ) Multi-purpose funds
You will have the complete freedom to use your weekend cash loans for any reason or purpose so long as it is legal. Whether it means paying off an emergency hospital bill, repairing a broken down car, or even taking a trip abroad, the choice is up to you. Ideally however, you would want to use the approved funds wisely.
- ) Abundant available options
Another great feature about weekend cash loans is that there is an abundance of available options that you can choose from in the market today. Whether you apply online or through a lender’s brick and mortar store, you can easily and instantly enjoy reliable funding even if its a Saturday or a Sunday.
Landing the best deal that offers the most affordable rates and terms online takes just a bit of time and energy in shopping around and comparing the different rates. And if you don’t have the time to go about this, you can rely on an online broker to do the choosing for you. You may need to pay extra for broker fees however, and this is something that you might want to consider before opting for UK lenders.
- ) Unsecured borrowing
Weekend cash loans are unsecured forms of credit and this means that you are not required to secure your application with an asset like your home or property that will serve as collateral to the money that you borrowed. For this reason, you are not putting your precious assets at risk in the event that it becomes extremely hard to cover your repayments. Your credit rating will still suffer if you become late or default from your payments however, so it would always be best to stick to the payment terms and conditions of your loan.
- )Convenient funding
Given the fact that there is an extensive array of payday lenders that offer weekend cash loans in the UK, you can access quick and reliable funding virtually anytime of the day and any day of the week. And you don’t have to drive yourself to the nearest bank or lending store because you can easily complete an application online through your smart phone, laptop, or tablet at any convenient place.
Obtaining weekend cash loans Online
As mentioned above, you can obtain weekend cash loans either from a lender’s physical store or online through a secured website. When you decide to apply online however, you can expect no tedious and hectic steps in the process. It takes no more than 15 minutes to complete an application form and a few minutes to receive an approval response from your lender. And once you are approved, the money will be deposited into your bank account in the same day or the next business day.
The requirements that you need to meet are few and simple and will generally include:
- Being at least 18 years old
- Have a verifiable income that meet’s the basic affordability requirements
- Have an active UK bank account
Weekend cash loans for bad credit
You might be wondering whether or not you can become approved for weekend cash loans if you have bad credit? If you are, then you might be thrilled to hear that the answer is Yes. Weekend cash loans are deigned to cater borrowers with unique circumstances and this includes those who have poor credit histories and even those who have none-existent ones.
So if you have been turned down by banks and other traditional lenders in the past because of bad credit, you can rely on weekend cash loans and their specialist lenders to give you reliable funding in times of emergency situations even on a weekend!
5 most recent personal loan reviews
I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.
Review posted by Mary Hartnoll, Canterbury
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As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.
Review posted by Susan Mills, Darlington
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Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.
Review posted by John Marcus, Surrey
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Value For Money
Representative 277.5% APR
Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances
Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.