The Answer To Your Cash Needs
The Great Things About KnightFinance
Super Fast Process
You could get money directly into your account after just a 15 minutes application.
Get the cash you need without the usual high costs, because of our wide range of lenders.
Low Interest Rates
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There’s no need to put any collateral against your credit, all our loans are unsecured.
Personal Loans that are Unsecured
It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.
See How Our Competitors Compare
Borrow £500 for 4 Months, Four Monthly Repayments of £215.81 Total repayment £863.24 Interest Rate PA (fixed) 270.10% Representative APR 997%
Weekend Payday Loans: Get cash that you need even if it’s a Saturday or Sunday!
In case you are ever caught up in situation where the money left in your hands is not enough to deal with some kind of unforeseen bill or expenditure, the most important thing to remember always is that there are legit ways to secure funding even if its a Saturday or Sunday. Its possible to obtain a loan even on a weekend and all it takes is knowing what credit products to apply for and the lenders providing them as well and this article will show you how.
Obtaining emergency funding on a weekend through weekend payday loans
If you are looking to acquire emergency funding on a weekend, then weekend payday loans are first and foremost, the financial products that you need to look into. There are two ways in which you can obtain the types of financial products:
- In-store Payday Lenders – If you want to have the approved funds ready for use in a weekend, one of the best ways you can go about is by applying in-store from a nearby lender. Try to determine if there are any payday loan stores near your area that operate even in the weekends.
- Online Payday Lenders – With an online payday lender, your application will be processed and approved even faster. It’s important to note however, that not all weekend payday loans direct lenders can offer same day funding on a weekend. Most of them can have the approved funds deposited into your bank account in the following business day.
How Weekend Payday Loans work
Payday loans work like cash advances in away that you can borrow small amounts of credit anywhere from £200 – £2,000 with relative ease and speed and pay back the money that you borrowed in your next payday. There are lender’s however, that will allow you to pay back your credit balance in a longer duration for up to six months and sometimes even a year through installments.
The processing involved in taking out weekend payday loans will vary from lender to lender and also on whether you apply from a physical store or online, through a lender’s secured website. Here’s how the two will differ:
- Online processing – If you apply for weekend payday loans online, you can generally accomplish the entire application in no more than 15 minutes. You will then receive an approval response after a few minutes and then the lender will send you a loan contract that you can sign and agree upon. Once all the legal formalities are completed, the money will then be deposited into your account within 24 hours or in the next business day at the soonest.
- In-store processing – The process in obtaining a weekend payday loan in-store is normally faster. You simply fill out a brief application form which will then be evaluated and reviewed immediately after submission. Once the UK lender approves your application, the funds that you requested for will be handed to you in cash, check, or debit card right then and there.
But whether you apply in-store or online, always make sure to check the basic qualifications of weekend payday loans before you apply. This can give you the best chances of getting approved so you won’t have to waste your time and energy on going over the entire application process only to become denied in the end.
Features of weekend payday loans
There are certainly other short-term options that you can consider in the UK if you want to secure reliable funding on the weekend. Although there are plenty of them that come with the same features as weekend payday loans, there are some differences that you can expect to enjoy such as:
- Numerous available options. There are plenty of direct lenders that provide weekend payday loans in the UK and you can easily access them online directly or with the use of a broker. If you use a broker, the path to finding the ideal lender that will cater your need for funding can be faster and easier although it may be costlier because of the extra broker fees involved.
- Faster processing. Weekend payday loans can give you the fastest means to acquire emergency funding even on a weekend. There are lenders who can have your money ready for use as early after approval. However, if the approval process can drag on, then you could also end up waiting longer for the approved funds.
- Physical stores nationwide. There are lenders who own numerous branches nationwide and a lot of them also have secured websites that can cater applications. Therefore, it is possible for you to apply on a weekday online and pick up your approved cash on one of the lender’s nearby stores.
Some of the things that you can expect from weekend loans
There are plenty of things that you can expect to enjoy from weekend loans and some of them include:
- Accessible funding. You can find an abundance of payday lenders who can help you obtain emergency funding anytime on a weekend, whether its early in the morning or in the middle of the night. And because weekend payday loans are also offered online, you can complete an application at any convenient place.
- Freedom of use. There are typically no limitations on how you can use weekend payday loans so long as they are of legal reason and intent, of course.
- No need to have good credit. These are not your regular bank loans in which having a stellar credit rating is a must. In fact, weekend payday loans can cater different kinds of borrowers with different credit ratings whether they have poor credit or don’t have any credit rating at all.
It’s also important to note that weekend payday loans have high APRs which means that it would be best to use them wisely and preferably only in emergency situations. And because the payment terms are generally short, you should also make sure that the repayments are something that you can realistically afford to pay on time to avoid incurring possible costly penalties and dents to your credit file as well.
5 most recent personal loan reviews
I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.
Review posted by Mary Hartnoll, Canterbury
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As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.
Review posted by Susan Mills, Darlington
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Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.
Review posted by John Marcus, Surrey
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Representative 277.5% APR
Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances
Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.