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Personal Loans that are Unsecured
It is so easy to get the finance you need today. Here at KnightFinance we pride ourselves on finding the right payment plan to suit anyone’s individual needs. Whether you are looking to borrow a small amount over a short period or are looking for much larger finance agreement we are able to help. Also known as personal loans or signature loans, unsecured loans are becoming a massively popular alternative to the standard bank loan. What unsecured refers to is how the finance is issued depending on the individual’s creditworthiness. Now when that comes to a bank loan, yes this is regarding your credit score, often making it difficult to get the finance you need. However, when we are talking about a loan that is not from a bank this is not the case. Many companies and lenders will not look at your credit score and will gauge your ability to repay on your current employment. So what is an unsecured loan really? This is quite an easy one, all it means is that the loan is not guaranteed by a property or vehicle. Because the lender does not have a source of collateral, just in case you default on payments for whatever reason, the interest for these loans can sometimes be higher than their counterparts. For those with bad credit, though, they are perfect for getting you back on track.
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Borrow £500 for 4 Months, Four Monthly Repayments of £215.81 Total repayment £863.24 Interest Rate PA (fixed) 270.10% Representative APR 997%
Weekend Payday Lenders UK
In times when you are strapped for cash and there are important bills and expenses that you need to cover urgently, where can you obtain the necessary funding on a weekend? Banks and other traditional lenders are certainly closed for business during Saturdays and Sundays but you can rely on weekend payday lenders in UK to give you those extra funds that you may desperately need at the moment.
What weekend payday lenders in UK offer
Emergencies just don’t occur solely on regular bushiness day and hours. They can happen anytime even at the middle of the night, in a weekend, and even in holidays. Before, when banks, credit unions, and high-street lenders where the only go to places for funding, it was difficult to apply for a loan beyond the normal 9-5 office hours, from Monday to Friday.
Today however, there is an assortment of weekend payday loans direct lenders that will cater your application regardless of the hour or the day and weekend payday lenders in UK are one of them. The type of lenders specialize in providing short-term financing solutions to people who are looking for a quick and easy way out of a financial emergency or cash shortage.
With the full awareness that you might certainly be in a dire and urgent situation that’s why you applied for their payday loan service, weekend payday lenders in UK do their best to give you the funding that you requested for in the fastest time possible.
The best weekend payday loan lenders UK
When you are searching for the best weekend payday loan lenders in UK, there are a lot of aspects that you need to look into. The most important of them being:
- A lender that is authorized by the FCA or Financial Conduct Authority
- A lender that can give you the funds that you need in the fastest time possible
So you can find the ideal weekend payday loan lenders in UK, it would be wise to compare the available options in the market and find out which suites your present needs and circumstances best. If you keep this in mind, you are likely to make the right decision and obtain the perfect payday loan deal for you. With that being said, it would be wise to invest as much time ans energy as you can in researching the existing offers before you decide to make an application.
Now if you simply don’t have the luxury of time to do the necessary research, especially if its a Saturday or Sunday, you can try using the information provided by comparison sites and their list of recommended weekend payday loan lenders UK. You can also rely on the services of a broker who will be the one to connect you to those lenders who are more likely to strike a payday loan agreement with you on a weekend.
Payday Loan lenders UK for Bad Credit
While payday loan lenders UK normally conduct credit checks on borrowers that apply for their credit products, they do this not so they can instantly deny those who have bad credit and sort them away from good credit applicants – just like what banks and other traditional lenders would – but to guarantee that they are executing the right lending decision. They are flexible enough to give you a repayment term that is perfectly tailored to your present financial circumstances so you what you get after you sign the legally binding contract is a loan that is genuinely comfortable to pay back.
With that being said, even if payday loan lenders UK online will conduct some form of check in your application, it won’t become a major hindrance if you are someone who has a poor credit history or don’t have any credit history at all. In fact, credit rating isn’t even one of the eligibility requirements of weekend payday loans. Generally speaking, as long as you have a steady source of income that can afford to cover the repayments of your loan, you will have a pretty solid chance of getting approved.
Weekend Payday Lenders in UK that provide instant decisions
Weekend payday lenders in UK know full well that most of their clients are currently experiencing financial emergencies and are in need of extra cash right away. As such, most lenders that offer weekend payday loans in the UK can provide instant cash anywhere from £200 to £2,000, with a 2 minute application process, and instant decision that can take less than an hour. And once your application is approved, most lenders can setup same day transfers in just an hour or two.
In addition, there is no need to pay for any upfront fee when you submit an application as it is virtually offered for free. You can also expect:
- No hidden fees and charges
- No guarantor requirements
- No collateral or security needed
General requirements that weekend payday lenders in UK are looking for
Unfortunately, weekend payday lenders in UK will not grant every loan request that they will receive. They are after all, legit businesses, and they need to be sure if a potential borrower can pay back the money that he or she borrowed according the agreed terms and conditions. Likewise, they must also practice responsible lending as mandated by the FCA and business ethics, and will refrain from granting loans to people who can’t afford or would become financially handicapped by them.
While every weekend payday lender will have its own lending criteria unique from the next, there are some similarities that they follow and they include granting loans to borrowers who:
- Are legal residents or citizens of the UK and are at least 18 years of age
- Have their own active mobile number and email address
- Possess a valid bank account in the UK
- Enjoy a steady monthly income that can satisfy the minim requirements e.g. £1,000 or more
- Have not been bankrupt or subjected to CCJs in the past six years
It’s best to remember that weekend payday lenders in UK will require you to pay back the entire amount that you borrowed plus interest rates in a short period of time, typically from 6 to 35 days. If you are looking for a longer payment term, you can try other short-term loan options that offer 6 – 13 months payment periods through installments.
5 most recent personal loan reviews
I love CSC loans I have been with them nearly three years, need a top up as my son is getting married. They where brilliant as usual, no problems, done so quick - they were my life savers when needed most, thank you.
Review posted by Mary Hartnoll, Canterbury
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As guarantor for my daughters, loan the service we got was quick and efficient, did checks, asked questions and all was sorted very quickly, would definitely recommend Together loans to all.
Review posted by Susan Mills, Darlington
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Brilliant service. The application process was a doddle, the Shawbrook representative who called me was polite, understanding and cheerful. The whole thing (from starting the application process to receiving the money) took around 3 or 4 hours. Very quick and efficient and no long or silly forms to fill out. Just what was necessary. Am very pleased I chose Shawbrook.
Review posted by John Marcus, Surrey
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Representative 277.5% APR
Representative Example: Borrow £700 and pay £111.27 per month for 12 months at an interest rate of 140% per annum (fixed).
The total charge for credit is £635.24 The total amount repayable is £1335.24. Representative 277.5% APR (variable). Your APR rate will be based on your circumstances
Non-payment could have a negative impact on your credit rating and have increased charges and interest rates.